---
title: "Business Model Canvas – Finance 2.0"
url: "https://lumosbusiness.com/analyses/business-model-canvas-finance-2-0/"
date_published: "2019-05-06T19:46:00"
date_modified: "2024-02-11T05:58:56"
domain: "Fintech & financial services"
format: "canvas"
author: "Joel Finningley"
source: "https://lumosbusiness.com/business-model-canvas-finance-2-0/"
---

# Business Model Canvas – Finance 2.0

## Key claims

- But the new school of finance is here now and there are opportunities everywhere; it is hard industry to crack without expertise and capital though.
- Alex Osterwalder et al invented the Business Model Canvas to help individuals and organizations conceptualize how to analyze, create, and develop business models.

---

> “The walls are coming down. The **#NewFinance** ecosystem is alive. And in this post we are going to explore how Business Model Innovation (BMi) is driving the creation of a new generation of dealflow.”
> 
> Original LFB Blog – 2013

# Finance Business Model

Finance is old as money. But the new school of finance is here now and there are opportunities everywhere; it is hard industry to crack without expertise and capital though.

Below is a Fintech clip from the CFO of Chime, along with the full interview on YouTube.

TikTok via [@cj.gustafson](https://www.tiktok.com/@cj.gustafson/video/7322581464028024095 "@cj.gustafson")

#### The Economics of Consumer Fintech Businesses with Chime CFO

## Finance 2.0 [Business Model](https://lumosbusiness.com/business-model-toolkit/ "Business Model Toolkit") Canvas

**A business model is defined as:**

> “the rationale of how an organization creates, delivers and captures value.” 

*Alex Osterwalder et al* invented the Business Model Canvas to help individuals and organizations conceptualize how to analyze, create, and develop business models.

### [Value Proposition](https://lumosbusiness.com/value-proposition-canvas/ "Value Proposition")

Using Business Model Innovation (BMi) to shake up the Finance industry:

-   **#Technology**
-   **#Channels**
-   **#Currency**

A New Era of Finance Enterprises

![](/assets/2022/03/BusinessModelCanvas_Finance2-0.webp)

### More Finance Posts

[Banking Business Model](https://lumosbusiness.com/business-model-canvas-banking/ "Business Model Canvas – Banking")

[Payments Business Model](https://lumosbusiness.com/business-model-canvas-payments/ "Business Model Canvas – Payments")

[Revolut Business Model](https://lumosbusiness.com/business-model-canvas-revolut/ "Business Model Canvas – Revolut")